Credit Review

Customize and streamline your agricultural and commercial loan processes. Vantage Point can help with loan policy formation, underwriting, risk management, routine monitoring, and problem loan resolution. We will help you face the challenges of greater borrower sophistication, regulatory scrutiny, and an ever-changing economic environment.

Our customized solutions include:
Credit Policy Creation and Review
Merger and Acquisition Support
Portfolio Acquisition Due Diligence
Loan Committee Approval Process
Loan Structure
Underwriting and Credit Analysis
Portfolio Profiling (trends, concentrations, liquidity, pricing/maturity, etc.)
Routine Credit Administration
Problem Loan Identification and Administration
Loan Documentation and Technical Exceptions
Risk Rating System
Borrower Risk Management Profile
Organization and Staffing
Sales Process
Collateral Inspection and Evaluation (excluding real estate)