Credit Review

Customize and streamline your agricultural and commercial loan processes.

Vantage Point can help with loan policy formation, underwriting, risk management, routine monitoring, and problem loan resolution. We will help you face the challenges of greater borrower sophistication, regulatory scrutiny, and an ever-changing economic environment.

Our customized solutions include:

• Credit Policy Creation and Review
• Merger and Acquisition Support
• Portfolio Acquisition Due Diligence
• Loan Committee Approval Process
• Loan Structure
• Underwriting and Credit Analysis
• Portfolio Profiling (trends, concentrations, liquidity, pricing/maturity, etc.)
• Routine Credit Administration
• Problem Loan Identification and Administration
• Loan Documentation and Technical Exceptions
• Risk Rating System
• Borrower Risk Management Profile
• Organization and Staffing
• Sales Process
• Collateral Inspection and Evaluation (excluding real estate)